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Catherine Carey
December 14, 2018

Born Again Bikers Are Paying The Price On Insurance

motorbike press release

  • Newly qualified over-40s pay two-and-half times the average premium
  • Accidents involving older bikers have rocketed 77%

Born again bikers are paying the price with insurance premiums for newly-qualified older riders more than two-and-a-half times the average, new analysis1 from award-winning data analytics company Consumer Intelligence shows.

Its data shows over-40s bikers who have been qualified for less than five years can expect to pay an average £423 a year for insurance — two-and-a-half times the average £162 for the 40-60-year-old age group.

They are seen as a bigger risk than newly-qualified drivers aged between 25 and 39 who can expect to pay £361 on average but they are less of a risk than the under-25s who can expect to pay £636 a year.

However, the pricing difference highlights the growing influence of bikers getting back in the saddle when they hit middle age.

NHS Direct data shows older bikers are having an effect on injury figures too the number of hospital admissions in England for motorcycle accidents involving over-50s men has increased by 77% in the past 10 years.

Data for 2006/07 shows 1,117 over-50s men were admitted to hospitals following motorbike accidents compared to 1,976 in 2016/17.

The good news for born-again bikers is that once they have been qualified for more than five years they will save money on insurance the average premium drops to £181 for those qualified for between five and 10 years and to £141 once they are qualified for 10 years or more.

Consumer Intelligence’s data shows average premiums across all age groups are currently £257 and have increased 21% since February 2017 when they were £212.

John Blevins, Consumer Intelligence pricing expert said: “Paying a higher insurance premium is unlikely to put older bikers off recapturing their youth by passing their motorbike test and there are savings to be made from switching from a car to a bike.

“But insurers inevitably price for risk and the possibility of claims and it is definitely the case that older bikers who have just qualified are seen as risky and need to be careful as the rising hospital admission figures show.”

Consumer Intelligence’s figures show engine size is not a major factor in insurance pricing for the over-40s. Bikes with engines below 100cc pay expect to pay an average £109 a year for insurance rising to £194 for engines above 500cc and £219 for engines above 900cc


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Notes to Editors

  1Consumer Intelligence analysis of 4,000 quotes between February 2017 and September 2018


For further information, please contact:

Consumer Intelligence
Catherine Carey
PR & Communications Manager
07823 790453


Citigate Dewe Rogerson
Kevan Reilly / Jonathan Flint
020 7638 9571

About Consumer Intelligence
Consumer Intelligence conducts consumer surveys and benchmarks price and service performance providing unique insights into competitor pricing and customer experiences, their attitudes, opinions and behaviours. For more information, visit the web site


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