Across the motor insurance market, growth is getting harder to find.
For many insurers, the “vanillaverse” of lower-risk, lower-margin business has been heavily competed over. Margins are tight, differentiation is limited, and profitable growth is increasingly difficult to sustain. As a result, attention is starting to shift.
The under-25 segment is back on the radar.
Not because it has become simpler, but because it represents one of the few remaining opportunities for meaningful growth. Insurers are once again looking at the segment from the outside, weighing up whether the conditions for re-entry have changed, and whether they can participate profitably this time.
The challenge is that the market they are looking at today is not the one they stepped away from.
Pricing dynamics have evolved. Consumer behaviour has shifted. Telematics is more concentrated. And the drivers of risk are now shaped by a broader mix of affordability, access and household decision-making.
For insurers scanning for their next move, the question is not simply whether to re-enter, but how to do so with confidence.
To support that, we are bringing together a panel of industry experts with direct experience of pricing, product and telematics in the young driver market.
Alongside Consumer Intelligence Chair Ian Hughes, the session features Sarah Vaughan, Founder and Director of Angelica Solutions, and Ed Rochfort, Chief Product Officer at IMS.
Sarah Vaughan brings decades of experience in pricing, underwriting and claims analytics, including her time as lead actuary at insurethebox, where she applied telematics data in young driver insurance to support both pricing and behaviour change.
Ed Rochfort brings a product and telematics perspective, having co-founded Carrot Insurance, where he spent nearly a decade focused on the young driver market. His work demonstrated how telematics can influence underwriting, engagement and claims outcomes, and he now works globally with insurers and mobility providers to develop usage-based insurance solutions.
Together, the panel brings practical, first-hand experience of how the under-25 market has been approached, shaped and evolved, and what that means for insurers considering their next move.
This session is focused on helping insurers understand how the market is changing, and what it takes to participate with greater confidence.
Because for many, the question is no longer whether the under-25 segment is too risky, it is how to approach it differently this time.
WEBINAR: Under-25 Motor: Risk, Reality and Re-entry
We recently released a new report examining how the under-25 motor insurance market is evolving, and what confident participation in this segment now requires.
To explore the findings further, we are hosting a discussion-led webinar panel bringing together leaders from pricing, telematics and product strategy.
Date: 16 April 2026
Time: 1:00pm (BST)
Duration: 1 hour
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