Total Instalment Cost Report
Premium finance used to be a sideshow, a payment mechanic tucked away at the end of a quote journey. That’s no longer the case.
We wrote this report to illuminate what is really happening in the premium finance market and help insurers respond confidently, not with guesswork.
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INSTALMENTS IN 2025
The Real Cost of Paying Monthly
The insights you’ll find here are based on thousands of live PCW quotes, extensive customer behaviour data, and years of hands -on work helping insurers improve pricing strategy, competitiveness, and compliance. This is not just a benchmarking report. It’s a toolkit for action.
If you are responsible for pricing, distribution, product, or compliance, you will find real answers about how you’re positioned, how others are changing around you, and what that means for your customers
and your business.
Because when 40% of your customers pay monthly, premium finance is not just a bolt-on. It’s a litmus test for how you compete, serve, and are seen.
